Gross rental yield
0.00%
Annual rent ÷ purchase price
Free rental property calculator
Free Rental Property Cash Flow & ROI Calculator
Estimate rental property cash flow, ROI, rental yield, cap rate, and mortgage costs before you buy. Start with a benchmark, then adjust the numbers to match your property.
Your assumptions
Property inputs
Adjust any figure. Your yield, cap rate, and cash flow update immediately.
Advanced underwriting assumptions
Add vacancy, management, reserves and acquisition costs for a more conservative estimate.
Investment snapshot
Your estimated returns
Net rental yield
0.00%
After tax, insurance & HOA
Cap rate
0.00%
Net operating income ÷ price
Estimated mortgage payment
$0
Monthly principal and interest
Net operating income
$0
Annual income before debt service
Cash-on-cash return
0.00%
Annual cash flow ÷ cash invested
DSCR
0.00×
NOI ÷ annual debt service
Break-even occupancy
0.00%
Occupancy needed to cover costs
Total cash invested
$0
Down payment, closing and repairs
Monthly net cash flow
+$0
After vacancy, operating costs, reserves and mortgage debt service.
Annual cash flow$0
Annual operating expenses$0
Planning estimate only. Verify actual taxes, insurance, financing, rents, vacancy and property condition before making an investment decision.
Rental investing fundamentals
Use the calculator as an underwriting starting point
Rental yield is a screening metric, not a promise of return. Start with realistic rent, then add property taxes, insurance, maintenance, vacancy, management, and financing. The result becomes more useful when you test a range instead of one optimistic assumption.
Read the rental yield vs. cap rate guide, the cash-flow walkthrough, and the property-tax guide to build a more conservative estimate.
Explore local benchmarks for Austin, Houston, Dallas, Nashville, and Indianapolis.