Free rental property calculator

Washington, DC Rental Property Cash Flow Calculator

Washington, DC has resilient renter demand, but high prices can compress yields. Relatively moderate taxes help offset some acquisition pressure.

Your assumptions

Property inputs

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Adjust any figure. Your yield, cap rate, and cash flow update immediately.

Advanced underwriting assumptions

Add vacancy, management, reserves and acquisition costs for a more conservative estimate.

Investment snapshot

Your estimated returns

Updates live

Gross rental yield

0.00%

Annual rent ÷ purchase price

Net rental yield

0.00%

After tax, insurance & HOA

Cap rate

0.00%

Net operating income ÷ price

Estimated mortgage payment

$0

Monthly principal and interest

Net operating income

$0

Annual income before debt service

Cash-on-cash return

0.00%

Annual cash flow ÷ cash invested

DSCR

0.00×

NOI ÷ annual debt service

Break-even occupancy

0.00%

Occupancy needed to cover costs

Total cash invested

$0

Down payment, closing and repairs

Monthly net cash flow

+$0

Positive cash flow

After vacancy, operating costs, reserves and mortgage debt service.

Annual cash flow$0
Annual operating expenses$0

Planning estimate only. Verify actual taxes, insurance, financing, rents, vacancy and property condition before making an investment decision.

Local investor benchmark

Underwriting a rental in Washington, DC

Washington, DC has resilient renter demand, but high acquisition prices frequently compress current cash flow and increase reliance on appreciation. The calculator starts at $684,000 purchase price, $2,700 monthly rent and a 0.85% planning tax rate.

Starting price

$684,000

Starting rent

$2,700/mo

Gross screening yield

4.7%

Local risks to test

  • Condo fees can materially change the economics of an otherwise similar unit.
  • Local rental regulation and licensing should be reviewed before underwriting.
  • High purchase prices make financing assumptions especially sensitive.

Sources and methodology

Market references: sale-price source, rent source, and property-tax guidance. Updated October 2026. Citywide figures are starting points, not parcel-level valuations.

Frequently asked questions

What is the starting rental yield benchmark for Washington, DC?

Using the page's starting assumptions of $684,000 and $2,700 monthly rent, the gross screening yield is about 4.7%. This excludes vacancy and operating expenses.

How should I estimate property taxes in Washington, DC?

Use the calculator rate only as a screening assumption. Confirm the current assessed value, classification, exemptions and parcel-specific bill with the relevant tax authority before buying.

Does cap rate include the mortgage payment?

No. Cap rate uses net operating income before debt service. Monthly cash flow and cash-on-cash return include financing.

What expenses should a conservative rental analysis include?

Include vacancy, management, maintenance, capital expenditures, taxes, insurance, HOA fees and debt service. Add closing costs and repairs when calculating cash-on-cash return.

Are these Washington, DC figures investment advice?

No. They are planning benchmarks for initial screening. Verify the exact property, neighborhood, rent, tax bill, insurance quote and condition.